Books / reporting
Financial statements and reporting in Waldorf, MD
Three pages that tell you where the business stands: what it earned, what it owns and owes, and where the cash went. Built from a closed month, explained in plain words, and kept the same from one month to the next.
Chapter 01
What a statement is there to answer
Most owners do not need a thick report. They need three answers they can trust. Did the business make money this month? What does it own and what does it owe? And where did the cash actually go? A profit and loss statement answers the first, a balance sheet the second, and a cash flow view the third.
The trouble is that each page is only as good as the books under it. If a bank feed sits half categorised, or an account has not been reconciled to its statement, the report still prints, it just quietly says the wrong thing. A tidy page built on loose books is the most expensive kind of mistake because nobody thinks to question it.
That is why Amy Guiriansoro treats reporting as the last step of the month, never a separate job. The statements are what the whole month of posting, categorising and reconciling is for.
Printed report pages squared on a dark walnut desk beside a steel ruler
How the reports are built and checked
Reports are drawn from QuickBooks only after the month is closed: bank and card accounts reconciled to their statements, transactions categorised, payroll and payables posted. Amy is an Advanced Certified QuickBooks ProAdvisor, so she works inside the same file you own rather than exporting numbers into a side spreadsheet that drifts out of date.
Before anything goes to you, she reads the pages the way a reader would. Does the profit and loss agree with the balance sheet? Is any account carrying a balance that makes no sense for this kind of business? Are the same expenses sitting in the same categories as last month? Consistent categories are what make this month comparable with the last, and without comparison a number is just a number.
Where a budget exists, or where one should, the same pages are set beside it. Budget versus actual shows in one glance which lines ran over, which ran under, and by how much.
Chapter 03
Using the numbers for decisions, lenders and budgets
A clean set of statements earns its keep in ordinary moments. Deciding whether to take on another hire. Seeing whether a slow month was a blip or a pattern. Answering a nonprofit board that wants to know how spending compares with what was planned. Handing a bank or a funder reports that look like they came from a business that keeps its books.
Each delivery comes with a short written read, in everyday language, pointing at what moved and what deserves a question. If a line looks odd, you hear about it from Amy before it becomes a surprise. Budgets are built with you from your own history, not from a template, and revisited when the year changes shape.
The work is virtual and by appointment, for small and medium-sized businesses and nonprofits across Waldorf, the rest of Maryland and Washington, DC. Reports arrive in the QuickBooks file you already use, so nothing you need is locked away.
Amy Guiriansoro, Advanced Certified QuickBooks ProAdvisor. Reports built from closed months in your own QuickBooks file. Call (301) 848-6619.